To the editor:
A major goal - supposedly - of Obamacare is to reduce health care costs, but can it? Let's look at why health care is so expensive:
- At least 25 percent of all health care costs are due to private insurance and government bureaucrats shuffling paper to delay, downgrade and deny legitimate claims;
- Research and development costs to develop medicines and technological advances are very high. Statin drugs, MRIs, robotic surgical systems, etc. are life-saving but expensive;
- Health care for illegal immigrants is paid for by those who have insurance and taxpayers;
- Astronomical malpractice insurance premiums encourage defensive medicine. Lab tests, CT scans, MRIs, etc. are ordered to protect the physician from lawsuits, although 80 per cent of malpractice are won by the physician. Without tort reform, this will not change.
First, vote for constitutional conservatives like Republican Byron Donalds, who is running for the District 19 seat in the U.S. House, and has a plan to replace Obamacare with free-market forces.
Donalds would transfer the employers' tax advantage for buying health care insurance to individuals.
Then, he would let the free market work so that individuals can choose from among competing plans. Let insurance companies compete across state lines. Let consumers buy insurance that fits their needs and their pocketbooks. Obamacare prohibits all of this!
Obamacare will destroy private insurance plans: it's impossible to compete with an entity that doesn't have to make a profit, is funded by taxes and makes all the rules! It is a financial and a health disaster.
Bruce Novark, MD