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For people who say they will not buy health insurance

September 25, 2013
Lehigh Acres Citizen

To the editor:

CNN Money on Sept. 20 top news featured a story on several people of varied ages and various stages in life who say they will refuse to buy health insurance. Most popular reasons were because they couldn't afford it, didn't feel they needed it. Or because the penalty is low and the premium price differential was high enough to warrant the gamble.

I will just discuss one of the individuals - Jim a 62-year-old accountant. It worked out that Jim would pay between $200 and $300 a month for a policy or have to pay a penalty of $400. In addition to the reasons above, Jim gave some additional irrational reasons why he would not buy health insurance. He said he did not want to support Obamacare, and no way would he give his records to the government. He needed to make a statement.

Well I think Jim needs some help.

First his math is not good, and his thinking is not sound. Perhaps he understands that his penalty increases yearly in addition, his health risks are increasing yearly. No one can ensure our health. We as individuals must place a value on it ourselves.

Jim needs the help of a primary care physician who can help him understand his risk. He needs a primary care doctor and a psychiatrist to help him with his reasoning and understanding about his feeling of life and values.

Perhaps his accountant could help him do the math correctly.

The government has no interest in his personal records, the computer records him only as a number. His personal data is only between his physician, medical team, and him. All personal data is secure.The only statement Jim will make is to himself and he will live or die with that. If Jim, decides to buy insurance that will support him and any dependants.

If he chooses not to buy, then he suffers, not President Obama.

Jim's picture made him look older than the stated age of 62, which made me wonder what kind of shape he's in. This brings up the discussion of the high incidence of diseases he will encounter, heart disease, stroke, cancer, hypertension, diabetes, etc.

Beyond that, it is time he had some screening work done and give some thought to prevention. I don't know his family history, but he also must consider that. In short, it is time he takes inventory and gets serious.

Most of the others in the article were of similar circumstances and are gambling with future health and life expectancy. I wonder if they can afford to give that up.

One of the greatest advantages of the Affordable Care Act is the emphasis placed on patient centered medical care. The emphasis is on the patient and his wishes. It seeks to get the commitment from them, and then with a team approach give him the information and tools to live a happy wholesome life.

Lewis Robinson, M.D.

Fort Myers



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