THE TRICK IS THAT BEFORE SERVICE IS DELIVERED, YOU ASK THE DOCTOR NOT THE RECEPTIONEST OR ANY ONE AT THE FRONT DESK , BUT ASK THE DOCTOR , SAY I HAVE MEDICARE, OR MEDICAID OR,AND SUPPLEMENTARY INSURANCE, AND IF YOU WILL NOT ACCEPT THAT COVERAGE AS FULL PAYMENT FOR THE VISIT , THEN GO TO ANOTHER DOCTOR THAT WILL , GOD KNOWS WE HAVE MORE DOCTORS THAN NEEDED AND THE COMPETITION IS TO YOUR BENIFIT ,SO USE IT TO YOUR ADVANTAGE---YOU CAN EVEN ASK THE BILLING CHIEF OF THE HOSPITAL (BEFORE YOU ARE ADMITTED,) YOU ARE GOING TO ,AND THEY WILL ALSO REDUCE THE BILL--TRY IT ,IT WORKS Yes it really does work and CAIT agrees ,especially for its senior members.

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